Pooling and Group Insurance

Pooling and group insurance create a unique opportunity for participants or members to take advantage of economies of scale.  This allows for efficiency and effectiveness in the risk management arena.  We offer the following services:

  • Property/Liability and Employee Benefits
  • Association Insurance Programs
  • Group Audits and Formal Advisory Reports
  • Reinsurance, Excess Insurance and Insurance Analysis and Placement Assistance
  • Pooled Risk and Group Purchase Feasibility Studies and Start-ups
  • Budget, Funding and Rating Plan Design
  • Funding and Dividend Plan Allocation Design
  • Regulatory Compliance Reporting and Advising
  • Underwriting and Underwriting Support
  • Coverage Document Design, Analysis and Interpretation
  • Benchmarking Financial Solvency Ratios and Surplus Levels with Other Pools
  • Advice Concerning Range of Surplus Targets
  • Evaluation of Broker and TPA Services
  • Preparation of Specifications for and Supervision of Competitive Proposals
  • Actuary Funding and Reserve Recommendation Analysis and Integration
  • Payroll Audit and Fiscal Audit Support

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